TY - BOOK AU - Saunders,Anthony AU - Cornett,Marcia Millon AU - Erhemjamts,Otgontsetseg TI - Financial institutions management : : a risk management approach / SN - 9781259097416 (pbk) PY - 2011/// CY - united States PB - McGraw Hill Education KW - Financial institutions KW - Management KW - United States KW - Risk management KW - United States KW - Financial services industry KW - Management N1 - Includes Index; "The last 35 years have been dramatic for the financial services industry. In the 1990s and 2000s, boundaries between the traditional industry sectors, such as commercial banking and investment banking, broke down, and competition became increasingly global in nature. Many forces contributed to this breakdown in interindustry and intercountry barriers, including financial innovation, technology, taxation, and regulation"-- ER -